What the transaction data says

Pieces written out of the figures rather than about them. Each one is computed from the same published data as the rest of the site, so the numbers in the prose cannot drift from the numbers in the tables.

• Your lock-in date decides your refinance. The rate forecast barely matters

  Three-month SORA peaked at 3.75 per cent and is 1.23 — 252 basis points nobody on a 2023 package has captured. But a 1.5 per cent lock-in penalty moves the breakeven from six months to twenty-two, which is more than the entire plausible range of rates does.

  Oct 22, 2026 · Buying, Rates, Refinancing

• Singapore flats have outpaced wages by 19 points since 2017

  Resale prices rose 52 per cent a square foot while median household income rose 33. A median flat now costs 4.4 years of a household’s gross earnings, against 3.8 in 2017.

  Oct 19, 2026 · Prices, Affordability

• The cheapest districts grew fastest, and the map is flattening

  Kranji and Yishun rose more than half again since 2017 while Katong managed a fifth. Where you could once buy cheap, you now cannot.

  Oct 19, 2026 · Prices, Districts

• A high floor is worth a fifth, not a doubling — and this site said otherwise

  Pooled across Singapore, flats on the highest storeys sell for 2.1 times those on the lowest. Measured inside a single block, where the building is held still, a storey is worth 0.63 per cent. The difference is that only certain blocks are tall.

  Oct 19, 2026 · Prices, Buying, Method

• The $1.2 million flat that costs less than the $475,000 one

  Not a trick of arithmetic. A flat is a lease, and once you divide everything you will ever pay by the months you actually get, the ranking turns over.

  Oct 19, 2026 · Buying, Lease