Prices · Bukit Panjang · Senja Road
Block 635A Senja Road
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What this block is
| Address | Block 635A Senja Road, Bukit Panjang |
| Flat types here | 4-room, 5-room — on the evidence of 106 sales since Oct 2019, so a type that has never been resold here will not appear |
| Unit sizes | 4-room about 990 sq ft, 5-room about 1,206 sq ft (990 to 1,206 sq ft across the block) |
| Lease | 99 years from 2015, expiring 2114 — 88 years left |
| Floors that have sold | 1 to 36, so the block stands at least 36 storeys |
| Flat models | Improved, Model A |
| Town and district | Bukit Panjang |
| Compare it with | the rest of Senja Road, 5-room flats across Bukit Panjang |
Two things this page deliberately does not have. There is no floor plan: the resale register carries none, and drawing one from the median floor area would be an invention. And there is no nearest station, for the same reason — no rail data is published here, so the distance would be guessed. What is near this block, measured rather than assumed, is the food: hawker centres within a walk.
What a flat here really costs each month
Bought at the median price, a flat in this block works out at $1,379 for every month of the 88 years its lease still has to run. That figure takes in the price itself, both stamp duties, legal and valuation fees, the whole of the mortgage interest and the running costs for as long as the lease lasts.
It is a different question from the monthly instalment, which stops after 25 years while the lease carries on being used up.
| Cash needed up front | $221,624 |
| Mortgage interest over 25 years | $253,721 |
| Running costs over the remaining lease | $380,160 |
| Total over the lease | $1,455,838 |
| Monthly while repaying | $3,207 |
| Monthly once repaid | $360 |
Assumes a Singapore citizen buying a first home with a 75 per cent loan at 3 per cent over 25 years, $2,500 in legal fees, $400 for valuation, $1,200 a year in property tax and $260 a month for conservancy, upkeep and insurance. Change any of these. Figures are not discounted: a dollar paid in the final year of the lease is counted the same as a dollar paid today. Opportunity cost, CPF accrued interest and any resale value are excluded.
The median above is based on 10 sales.
By flat type
| Type | Median | Range | Size | psf | Sales |
|---|---|---|---|---|---|
| 4-room | $504,000 | $405,000–$702,888 | 990 sq ft | 509 | 46 |
| 5-room | $639,444 | $500,000–$868,000 | 1,206 sq ft | 530 | 60 |
By floor
Measured inside a block, where the address, the age and the lease are all held still, a storey is worth about 0.63 per cent of the price per square foot — so the difference between the second floor and the twentieth is roughly 11 per cent, not the 2.1 times the market-wide storey bands appear to show. Why those bands mislead.
| 01 to 03 | $501,500 | 416 psf | 2 |
| 04 to 06 | $530,000 | 448 psf | 11 |
| 07 to 09 | $464,000 | 469 psf | 6 |
| 10 to 12 | $635,944 | 537 psf | 10 |
| 13 to 15 | $571,500 | 486 psf | 18 |
| 16 to 18 | $595,000 | 540 psf | 10 |
| 19 to 21 | $582,500 | 527 psf | 8 |
| 22 to 24 | $592,500 | 511 psf | 10 |
| 25 to 27 | $657,444 | 619 psf | 10 |
| 28 to 30 | $580,000 | 492 psf | 6 |
| 31 to 33 | $645,000 | 623 psf | 12 |
| 34 to 36 | $700,000 | 651 psf | 3 |
Year by year
| 2019 | $500,000 | 447 psf | nine sales |
| 2020 | $536,500 | 470 psf | 28 sales |
| 2021 | $600,000 | 513 psf | 21 sales |
| 2022 | $618,000 | 539 psf | 13 sales |
| 2023 | $673,888 | 566 psf | nine sales |
| 2024 | $709,000 | 616 psf | eight sales |
| 2025 | $702,888 | 683 psf | nine sales |
| 2026 | $792,000 | 671 psf | nine sales |
106 transactions in all, from Oct 2019 to Oct 2026. The flat models recorded here are Improved, Model A.