Prices · Bukit Panjang · Senja Road · D23 Hillview
Block 654 Senja Road
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What this block is
| Address | Block 654 Senja Road, Bukit Panjang, Singapore 670654 |
| Flat types here | 4-room, 5-room, Executive — on the evidence of 27 sales since Jan 2017, so a type that has never been resold here will not appear |
| Unit sizes | 4-room about 980 sq ft, 5-room about 1,189 sq ft, Executive about 1,399 sq ft (980 to 1,399 sq ft across the block) |
| Lease | 99 years from 2001, expiring 2100 — 74 years left |
| Floors that have sold | 1 to 21, so the block stands at least 21 storeys |
| Flat models | Premium Apartment |
| Town and district | Bukit Panjang, district 23 (Hillview, Dairy Farm, Bukit Panjang, Choa Chu Kang) |
| Compare it with | the rest of Senja Road, 5-room flats across Bukit Panjang |
Two things this page deliberately does not have. There is no floor plan: the resale register carries none, and drawing one from the median floor area would be an invention. And there is no nearest station, for the same reason — no rail data is published here, so the distance would be guessed. What is near this block, measured rather than assumed, is the food: hawker centres within a walk.
What a flat here really costs each month
Bought at the median price, a flat in this block works out at $1,448 for every month of the 74 years its lease still has to run. That figure takes in the price itself, both stamp duties, legal and valuation fees, the whole of the mortgage interest and the running costs for as long as the lease lasts.
It is a different question from the monthly instalment, which stops after 25 years while the lease carries on being used up.
| Cash needed up front | $198,820 |
| Mortgage interest over 25 years | $227,905 |
| Running costs over the remaining lease | $319,680 |
| Total over the lease | $1,285,655 |
| Monthly while repaying | $2,917 |
| Monthly once repaid | $360 |
Assumes a Singapore citizen buying a first home with a 75 per cent loan at 3 per cent over 25 years, $2,500 in legal fees, $400 for valuation, $1,200 a year in property tax and $260 a month for conservancy, upkeep and insurance. Change any of these. Figures are not discounted: a dollar paid in the final year of the lease is counted the same as a dollar paid today. Opportunity cost, CPF accrued interest and any resale value are excluded.
The median above is based on just two sales, which is too few to call a market rate.
By flat type
| Type | Median | Range | Size | psf | Sales |
|---|---|---|---|---|---|
| 4-room | $457,500 | $370,000–$558,000 | 980 sq ft | 467 | 4 |
| 5-room | $552,500 | $431,000–$716,888 | 1,189 sq ft | 467 | 16 |
| Executive | $810,000 | $570,000–$900,000 | 1,399 sq ft | 579 | 7 |
By floor
Measured inside a block, where the address, the age and the lease are all held still, a storey is worth about 0.63 per cent of the price per square foot — so the difference between the second floor and the twentieth is roughly 11 per cent, not the 2.1 times the market-wide storey bands appear to show. Why those bands mislead.
| 01 to 03 | $445,000 | 454 psf | 1 |
| 04 to 06 | $555,000 | 469 psf | 9 |
| 07 to 09 | $810,000 | 579 psf | 1 |
| 10 to 12 | $601,500 | 522 psf | 4 |
| 13 to 15 | $565,000 | 440 psf | 8 |
| 16 to 18 | $651,500 | 495 psf | 2 |
| 19 to 21 | $808,444 | 622 psf | 2 |
Year by year
| 2017 | $470,000 | 393 psf | four sales |
| 2018 | $370,000 | 378 psf | one sale |
| 2019 | $575,000 | 411 psf | two sales |
| 2020 | $482,000 | 403 psf | one sale |
| 2021 | $535,000 | 448 psf | three sales |
| 2022 | $510,000 | 467 psf | four sales |
| 2023 | $596,500 | 504 psf | two sales |
| 2024 | $722,500 | 574 psf | four sales |
| 2025 | $680,944 | 572 psf | four sales |
| 2026 | $719,000 | 553 psf | two sales |
27 transactions in all, from Jan 2017 to Oct 2026. The flat models recorded here are Premium Apartment.