Prices · Sengkang · D28 Seletar
Block 447A Jalan Kayu
Compare this block with another
What this block is
| Address | Block 447A Jalan Kayu, Sengkang, Singapore 791447 |
| Flat types here | 2-room, 3-room, 4-room — on the evidence of 53 sales since March 2017, so a type that has never been resold here will not appear |
| Unit sizes | 2-room about 506 sq ft, 3-room about 721 sq ft, 4-room about 1,012 sq ft (506 to 1,012 sq ft across the block) |
| Lease | 99 years from 2013, expiring 2112 — 86 years left |
| Floors that have sold | 1 to 24, so the block stands at least 24 storeys |
| Flat models | Model A |
| Town and district | Sengkang, district 28 (Seletar, Yio Chu Kang) |
| Compare it with | 2-room flats across Sengkang |
Two things this page deliberately does not have. There is no floor plan: the resale register carries none, and drawing one from the median floor area would be an invention. And there is no nearest station, for the same reason — no rail data is published here, so the distance would be guessed. What is near this block, measured rather than assumed, is the food: hawker centres within a walk.
What a flat here really costs each month
Bought at the median price, a flat in this block works out at $1,090 for every month of the 86 years its lease still has to run. That figure takes in the price itself, both stamp duties, legal and valuation fees, the whole of the mortgage interest and the running costs for as long as the lease lasts.
It is a different question from the monthly instalment, which stops after 25 years while the lease carries on being used up.
| Cash needed up front | $154,704 |
| Mortgage interest over 25 years | $177,964 |
| Running costs over the remaining lease | $371,520 |
| Total over the lease | $1,125,271 |
| Monthly while repaying | $2,357 |
| Monthly once repaid | $360 |
Assumes a Singapore citizen buying a first home with a 75 per cent loan at 3 per cent over 25 years, $2,500 in legal fees, $400 for valuation, $1,200 a year in property tax and $260 a month for conservancy, upkeep and insurance. Change any of these. Figures are not discounted: a dollar paid in the final year of the lease is counted the same as a dollar paid today. Opportunity cost, CPF accrued interest and any resale value are excluded.
The median above is based on just four sales, which is too few to call a market rate.
By flat type
| Type | Median | Range | Size | psf | Sales |
|---|---|---|---|---|---|
| 2-room | $261,000 | $228,000–$370,000 | 506 sq ft | 516 | 23 |
| 3-room | $350,000 | $320,000–$567,000 | 721 sq ft | 485 | 21 |
| 4-room | $438,000 | $410,000–$668,000 | 1,012 sq ft | 433 | 9 |
By floor
Measured inside a block, where the address, the age and the lease are all held still, a storey is worth about 0.63 per cent of the price per square foot — so the difference between the second floor and the twentieth is roughly 11 per cent, not the 2.1 times the market-wide storey bands appear to show. Why those bands mislead.
| 01 to 03 | $340,000 | 471 psf | 1 |
| 04 to 06 | $320,000 | 484 psf | 9 |
| 07 to 09 | $341,250 | 652 psf | 8 |
| 10 to 12 | $335,500 | 488 psf | 6 |
| 13 to 15 | $340,000 | 494 psf | 9 |
| 16 to 18 | $355,000 | 484 psf | 9 |
| 19 to 21 | $350,000 | 532 psf | 9 |
| 22 to 24 | $452,500 | 515 psf | 2 |
Year by year
| 2017 | $330,000 | 496 psf | 12 sales |
| 2018 | $326,000 | 475 psf | 11 sales |
| 2019 | $330,000 | 447 psf | four sales |
| 2020 | $300,000 | 474 psf | six sales |
| 2021 | $315,000 | 529 psf | three sales |
| 2022 | $496,000 | 558 psf | five sales |
| 2023 | $325,000 | 642 psf | two sales |
| 2024 | $360,000 | 712 psf | three sales |
| 2025 | $535,000 | 742 psf | three sales |
| 2026 | $561,444 | 751 psf | four sales |
53 transactions in all, from March 2017 to June 2026. The flat models recorded here are Model A.