Prices · Central Area · Veerasamy Road · D08 Little India
Block 633 Veerasamy Road
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What this block is
| Address | Block 633 Veerasamy Road, Central Area, Singapore 200633 |
| Flat types here | 3-room, 4-room, Executive — on the evidence of 33 sales since April 2017, so a type that has never been resold here will not appear |
| Unit sizes | 3-room about 775 sq ft, 4-room about 1,206 sq ft, Executive about 1,550 sq ft (775 to 1,550 sq ft across the block) |
| Lease | 99 years from 1985, expiring 2084 — 58 years left |
| Floors that have sold | 1 to 12, so the block stands at least 12 storeys |
| Flat models | Model A, Adjoined flat |
| Town and district | Central Area, district 8 (Little India, Farrer Park) |
| Compare it with | the rest of Veerasamy Road, 3-room flats across Central Area |
Two things this page deliberately does not have. There is no floor plan: the resale register carries none, and drawing one from the median floor area would be an invention. And there is no nearest station, for the same reason — no rail data is published here, so the distance would be guessed. What is near this block, measured rather than assumed, is the food: hawker centres within a walk.
What a flat here really costs each month
Bought at the median price, a flat in this block works out at $1,456 for every month of the 58 years its lease still has to run. That figure takes in the price itself, both stamp duties, legal and valuation fees, the whole of the mortgage interest and the running costs for as long as the lease lasts.
It is a different question from the monthly instalment, which stops after 25 years while the lease carries on being used up.
| Cash needed up front | $156,540 |
| Mortgage interest over 25 years | $180,042 |
| Running costs over the remaining lease | $250,560 |
| Total over the lease | $1,013,142 |
| Monthly while repaying | $2,380 |
| Monthly once repaid | $360 |
Assumes a Singapore citizen buying a first home with a 75 per cent loan at 3 per cent over 25 years, $2,500 in legal fees, $400 for valuation, $1,200 a year in property tax and $260 a month for conservancy, upkeep and insurance. Change any of these. Figures are not discounted: a dollar paid in the final year of the lease is counted the same as a dollar paid today. Opportunity cost, CPF accrued interest and any resale value are excluded.
The median above is based on just four sales, which is too few to call a market rate.
By flat type
| Type | Median | Range | Size | psf | Sales |
|---|---|---|---|---|---|
| 3-room | $458,888 | $375,000–$578,000 | 775 sq ft | 592 | 29 |
| 4-room | $585,000 | $570,000–$800,000 | 1,206 sq ft | 538 | 3 |
| Executive | $1,118,000 | $1,118,000–$1,118,000 | 1,550 sq ft | 721 | 1 |
By floor
Measured inside a block, where the address, the age and the lease are all held still, a storey is worth about 0.63 per cent of the price per square foot — so the difference between the second floor and the twentieth is roughly 11 per cent, not the 2.1 times the market-wide storey bands appear to show. Why those bands mislead.
| 01 to 03 | $448,000 | 578 psf | 10 |
| 04 to 06 | $399,000 | 511 psf | 10 |
| 07 to 09 | $518,000 | 655 psf | 9 |
| 10 to 12 | $556,500 | 706 psf | 4 |
Year by year
| 2017 | $376,500 | 486 psf | four sales |
| 2018 | $410,000 | 529 psf | one sale |
| 2020 | $380,000 | 484 psf | three sales |
| 2021 | $420,000 | 535 psf | five sales |
| 2022 | $453,444 | 585 psf | six sales |
| 2023 | $506,500 | 654 psf | six sales |
| 2024 | $518,000 | 668 psf | three sales |
| 2025 | $689,000 | 702 psf | two sales |
| 2026 | $560,000 | 723 psf | three sales |
33 transactions in all, from April 2017 to Oct 2026. The flat models recorded here are Model A, Adjoined flat.