Prices · Hougang · D19 Serangoon Garden
Block 235 Hougang Street 21
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What this block is
| Address | Block 235 Hougang Street 21, Hougang, Singapore 530235 |
| Flat types here | Executive — on the evidence of seven sales since July 2018, so a type that has never been resold here will not appear |
| Unit sizes | Executive about 1,668 sq ft |
| Lease | 99 years from 1984, expiring 2083 — 57 years left |
| Floors that have sold | 1 to 3, so the block stands at least 3 storeys |
| Flat models | Maisonette, Apartment |
| Town and district | Hougang, district 19 (Serangoon Garden, Hougang, Punggol) |
| Compare it with | Executive flats across Hougang |
Two things this page deliberately does not have. There is no floor plan: the resale register carries none, and drawing one from the median floor area would be an invention. And there is no nearest station, for the same reason — no rail data is published here, so the distance would be guessed. What is near this block, measured rather than assumed, is the food: hawker centres within a walk.
What a flat here really costs each month
Bought at the median price, a flat in this block works out at $2,494 for every month of the 57 years its lease still has to run. That figure takes in the price itself, both stamp duties, legal and valuation fees, the whole of the mortgage interest and the running costs for as long as the lease lasts.
It is a different question from the monthly instalment, which stops after 25 years while the lease carries on being used up.
| Cash needed up front | $302,150 |
| Mortgage interest over 25 years | $343,918 |
| Running costs over the remaining lease | $246,240 |
| Total over the lease | $1,706,058 |
| Monthly while repaying | $4,219 |
| Monthly once repaid | $360 |
Assumes a Singapore citizen buying a first home with a 75 per cent loan at 3 per cent over 25 years, $2,500 in legal fees, $400 for valuation, $1,200 a year in property tax and $260 a month for conservancy, upkeep and insurance. Change any of these. Figures are not discounted: a dollar paid in the final year of the lease is counted the same as a dollar paid today. Opportunity cost, CPF accrued interest and any resale value are excluded.
The median above is based on a single sale, so treat it as an anecdote rather than a rate.
By flat type
| Type | Median | Range | Size | psf | Sales |
|---|---|---|---|---|---|
| Executive | $800,000 | $737,000–$1,085,000 | 1,668 sq ft | 473 | 7 |
Year by year
| 2018 | $800,000 | 473 psf | one sale |
| 2019 | $790,000 | 467 psf | one sale |
| 2020 | $780,000 | 468 psf | one sale |
| 2021 | $737,000 | 469 psf | one sale |
| 2022 | $839,000 | 518 psf | two sales |
| 2026 | $1,085,000 | 650 psf | one sale |
seven transactions in all, from July 2018 to April 2026. The flat models recorded here are Maisonette, Apartment.