Prices · Central Area · D07 Middle Road
Block 263 Waterloo Street
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What this block is
| Address | Block 263 Waterloo Street, Central Area, Singapore 180263 |
| Flat types here | 3-room — on the evidence of 20 sales since Aug 2017, so a type that has never been resold here will not appear |
| Unit sizes | 3-room about 646 sq ft |
| Lease | 99 years from 1978, expiring 2077 — 51 years left |
| Floors that have sold | 4 to 21, so the block stands at least 21 storeys |
| Flat models | Improved |
| Town and district | Central Area, district 7 (Middle Road, Golden Mile) |
| Compare it with | 3-room flats across Central Area |
Two things this page deliberately does not have. There is no floor plan: the resale register carries none, and drawing one from the median floor area would be an invention. And there is no nearest station, for the same reason — no rail data is published here, so the distance would be guessed. What is near this block, measured rather than assumed, is the food: hawker centres within a walk.
What a flat here really costs each month
Bought at the median price, a flat in this block works out at $1,599 for every month of the 51 years its lease still has to run. That figure takes in the price itself, both stamp duties, legal and valuation fees, the whole of the mortgage interest and the running costs for as long as the lease lasts.
It is a different question from the monthly instalment, which stops after 25 years while the lease carries on being used up.
| Cash needed up front | $155,700 |
| Mortgage interest over 25 years | $179,091 |
| Running costs over the remaining lease | $220,320 |
| Total over the lease | $978,861 |
| Monthly while repaying | $2,369 |
| Monthly once repaid | $360 |
Assumes a Singapore citizen buying a first home with a 75 per cent loan at 3 per cent over 25 years, $2,500 in legal fees, $400 for valuation, $1,200 a year in property tax and $260 a month for conservancy, upkeep and insurance. Change any of these. Figures are not discounted: a dollar paid in the final year of the lease is counted the same as a dollar paid today. Opportunity cost, CPF accrued interest and any resale value are excluded.
The median above is based on a single sale, so treat it as an anecdote rather than a rate.
By flat type
| Type | Median | Range | Size | psf | Sales |
|---|---|---|---|---|---|
| 3-room | $487,500 | $395,000–$565,000 | 646 sq ft | 695 | 20 |
By floor
Measured inside a block, where the address, the age and the lease are all held still, a storey is worth about 0.63 per cent of the price per square foot — so the difference between the second floor and the twentieth is roughly 11 per cent, not the 2.1 times the market-wide storey bands appear to show. Why those bands mislead.
| 04 to 06 | $469,999 | 728 psf | 1 |
| 07 to 09 | $466,000 | 650 psf | 3 |
| 10 to 12 | $400,000 | 546 psf | 1 |
| 13 to 15 | $500,000 | 683 psf | 5 |
| 16 to 18 | $479,000 | 693 psf | 4 |
| 19 to 21 | $500,000 | 740 psf | 6 |
Year by year
| 2017 | $432,000 | 669 psf | one sale |
| 2019 | $500,000 | 683 psf | one sale |
| 2020 | $412,000 | 638 psf | three sales |
| 2021 | $461,000 | 650 psf | four sales |
| 2022 | $519,000 | 755 psf | two sales |
| 2023 | $497,500 | 770 psf | four sales |
| 2024 | $477,500 | 652 psf | two sales |
| 2025 | $550,000 | 852 psf | three sales |
20 transactions in all, from Aug 2017 to Oct 2025. The flat models recorded here are Improved.