Prices · Tampines · Tampines Street 42 · D18 Tampines
Block 445 Tampines Street 42
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What this block is
| Address | Block 445 Tampines Street 42, Tampines, Singapore 520445 |
| Flat types here | 3-room, 4-room — on the evidence of 25 sales since April 2018, so a type that has never been resold here will not appear |
| Unit sizes | 3-room about 689 sq ft, 4-room about 958 sq ft (689 to 958 sq ft across the block) |
| Lease | 99 years from 1986, expiring 2085 — 59 years left |
| Floors that have sold | 1 to 12, so the block stands at least 12 storeys |
| Flat models | Simplified |
| Town and district | Tampines, district 18 (Tampines, Pasir Ris) |
| Compare it with | the rest of Tampines Street 42, 3-room flats across Tampines |
Two things this page deliberately does not have. There is no floor plan: the resale register carries none, and drawing one from the median floor area would be an invention. And there is no nearest station, for the same reason — no rail data is published here, so the distance would be guessed. What is near this block, measured rather than assumed, is the food: hawker centres within a walk.
What a flat here really costs each month
Bought at the median price, a flat in this block works out at $1,146 for every month of the 59 years its lease still has to run. That figure takes in the price itself, both stamp duties, legal and valuation fees, the whole of the mortgage interest and the running costs for as long as the lease lasts.
It is a different question from the monthly instalment, which stops after 25 years while the lease carries on being used up.
| Cash needed up front | $113,700 |
| Mortgage interest over 25 years | $131,545 |
| Running costs over the remaining lease | $254,880 |
| Total over the lease | $811,375 |
| Monthly while repaying | $1,836 |
| Monthly once repaid | $360 |
Assumes a Singapore citizen buying a first home with a 75 per cent loan at 3 per cent over 25 years, $2,500 in legal fees, $400 for valuation, $1,200 a year in property tax and $260 a month for conservancy, upkeep and insurance. Change any of these. Figures are not discounted: a dollar paid in the final year of the lease is counted the same as a dollar paid today. Opportunity cost, CPF accrued interest and any resale value are excluded.
The median above is based on just three sales, which is too few to call a market rate.
By flat type
| Type | Median | Range | Size | psf | Sales |
|---|---|---|---|---|---|
| 3-room | $400,000 | $300,000–$471,000 | 689 sq ft | 576 | 13 |
| 4-room | $450,250 | $350,000–$535,088 | 958 sq ft | 480 | 12 |
By floor
Measured inside a block, where the address, the age and the lease are all held still, a storey is worth about 0.63 per cent of the price per square foot — so the difference between the second floor and the twentieth is roughly 11 per cent, not the 2.1 times the market-wide storey bands appear to show. Why those bands mislead.
| 01 to 03 | $390,000 | 472 psf | 9 |
| 04 to 06 | $420,000 | 511 psf | 8 |
| 07 to 09 | $489,500 | 540 psf | 6 |
| 10 to 12 | $381,500 | 465 psf | 2 |
Year by year
| 2018 | $340,000 | 395 psf | two sales |
| 2019 | $370,000 | 386 psf | one sale |
| 2020 | $310,000 | 435 psf | three sales |
| 2021 | $359,000 | 463 psf | six sales |
| 2022 | $485,000 | 506 psf | one sale |
| 2023 | $490,750 | 547 psf | six sales |
| 2024 | $535,088 | 559 psf | one sale |
| 2025 | $451,500 | 655 psf | two sales |
| 2026 | $415,000 | 581 psf | three sales |
25 transactions in all, from April 2018 to Aug 2026. The flat models recorded here are Simplified.