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Prices · Bukit Merah · Henderson Road

Block 95A Henderson Road

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Median, past 12 months
$980,000
$1,097 psf
Lease remaining
92 years
lease began 2019, runs to 2118
Postal code
—
cannot be worked out for a lettered block

What this block is

AddressBlock 95A Henderson Road, Bukit Merah
Flat types here2-room, 3-room, 4-room — on the evidence of 46 sales since March 2021, so a type that has never been resold here will not appear
Unit sizes2-room about 506 sq ft, 3-room about 732 sq ft, 4-room about 893 sq ft (506 to 893 sq ft across the block)
Lease99 years from 2019, expiring 2118 — 92 years left
Floors that have sold1 to 42, so the block stands at least 42 storeys
Flat modelsModel A, 2-room
Town and districtBukit Merah
Compare it withthe rest of Henderson Road, 4-room flats across Bukit Merah

Two things this page deliberately does not have. There is no floor plan: the resale register carries none, and drawing one from the median floor area would be an invention. And there is no nearest station, for the same reason — no rail data is published here, so the distance would be guessed. What is near this block, measured rather than assumed, is the food: hawker centres within a walk.

What a flat here really costs each month

Bought at the median price, a flat in this block works out at $1,553 for every month of the 92 years its lease still has to run. That figure takes in the price itself, both stamp duties, legal and valuation fees, the whole of the mortgage interest and the running costs for as long as the lease lasts.

It is a different question from the monthly instalment, which stops after 25 years while the lease carries on being used up.

Cash needed up front$271,900
Mortgage interest over 25 years$310,636
Running costs over the remaining lease$397,440
Total over the lease$1,714,976
Monthly while repaying$3,845
Monthly once repaid$360

Assumes a Singapore citizen buying a first home with a 75 per cent loan at 3 per cent over 25 years, $2,500 in legal fees, $400 for valuation, $1,200 a year in property tax and $260 a month for conservancy, upkeep and insurance. Change any of these. Figures are not discounted: a dollar paid in the final year of the lease is counted the same as a dollar paid today. Opportunity cost, CPF accrued interest and any resale value are excluded.

The median above is based on just seven sales, which is too few to call a market rate.

By flat type

TypeMedianRangeSizepsfSales
2-room$470,000$435,000–$540,000506 sq ft9293
3-room$727,500$680,000–$826,000732 sq ft99418
4-room$980,000$830,000–$1,100,000893 sq ft1,06925

By floor

Measured inside a block, where the address, the age and the lease are all held still, a storey is worth about 0.63 per cent of the price per square foot — so the difference between the second floor and the twentieth is roughly 11 per cent, not the 2.1 times the market-wide storey bands appear to show. Why those bands mislead.

01 to 03$703,000941 psf4
04 to 06$938,0001029 psf3
07 to 09$695,000924 psf2
10 to 12$970,5001086 psf2
13 to 15$960,0001075 psf4
16 to 18$980,0001037 psf3
19 to 21$740,0001011 psf7
22 to 24$880,0001080 psf4
25 to 27$748,0001067 psf7
28 to 30$1,073,0001072 psf1
31 to 33$939,0001049 psf4
34 to 36$955,0001069 psf3
37 to 39$943,000942 psf1
40 to 42$680,000929 psf1

Year by year

2021$680,000929 psffive sales
2022$705,000963 psftwo sales
2023$763,8881044 psf11 sales
2024$884,0001049 psf14 sales
2025$980,0001086 psfnine sales
2026$1,030,0001097 psffive sales

46 transactions in all, from March 2021 to Oct 2026. The flat models recorded here are Model A, 2-room.