Prices · Toa Payoh · Toa Payoh Central · D12 Balestier
Block 79E Toa Payoh Central
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What this block is
| Address | Block 79E Toa Payoh Central, Toa Payoh, Singapore 315079 |
| Flat types here | 4-room — on the evidence of 85 sales since Jan 2017, so a type that has never been resold here will not appear |
| Unit sizes | 4-room about 818 sq ft |
| Lease | 99 years from 2009, expiring 2108 — 82 years left |
| Floors that have sold | 1 to 42, so the block stands at least 42 storeys |
| Flat models | Model A |
| Town and district | Toa Payoh, district 12 (Balestier, Toa Payoh, Serangoon) |
| Compare it with | the rest of Toa Payoh Central, 4-room flats across Toa Payoh |
Two things this page deliberately does not have. There is no floor plan: the resale register carries none, and drawing one from the median floor area would be an invention. And there is no nearest station, for the same reason — no rail data is published here, so the distance would be guessed. What is near this block, measured rather than assumed, is the food: hawker centres within a walk.
What a flat here really costs each month
Bought at the median price, a flat in this block works out at $1,528 for every month of the 82 years its lease still has to run. That figure takes in the price itself, both stamp duties, legal and valuation fees, the whole of the mortgage interest and the running costs for as long as the lease lasts.
It is a different question from the monthly instalment, which stops after 25 years while the lease carries on being used up.
| Cash needed up front | $236,900 |
| Mortgage interest over 25 years | $271,014 |
| Running costs over the remaining lease | $354,240 |
| Total over the lease | $1,503,404 |
| Monthly while repaying | $3,401 |
| Monthly once repaid | $360 |
Assumes a Singapore citizen buying a first home with a 75 per cent loan at 3 per cent over 25 years, $2,500 in legal fees, $400 for valuation, $1,200 a year in property tax and $260 a month for conservancy, upkeep and insurance. Change any of these. Figures are not discounted: a dollar paid in the final year of the lease is counted the same as a dollar paid today. Opportunity cost, CPF accrued interest and any resale value are excluded.
The median above is based on just seven sales, which is too few to call a market rate.
By flat type
| Type | Median | Range | Size | psf | Sales |
|---|---|---|---|---|---|
| 4-room | $760,000 | $458,000–$1,049,000 | 818 sq ft | 836 | 85 |
By floor
Measured inside a block, where the address, the age and the lease are all held still, a storey is worth about 0.63 per cent of the price per square foot — so the difference between the second floor and the twentieth is roughly 11 per cent, not the 2.1 times the market-wide storey bands appear to show. Why those bands mislead.
| 01 to 03 | $592,000 | 666 psf | 3 |
| 04 to 06 | $685,000 | 707 psf | 13 |
| 07 to 09 | $680,000 | 776 psf | 5 |
| 10 to 12 | $638,888 | 770 psf | 7 |
| 13 to 15 | $788,000 | 963 psf | 3 |
| 16 to 18 | $750,000 | 811 psf | 6 |
| 19 to 21 | $825,000 | 914 psf | 6 |
| 22 to 24 | $770,000 | 810 psf | 3 |
| 25 to 27 | $806,888 | 960 psf | 9 |
| 28 to 30 | $875,000 | 894 psf | 5 |
| 31 to 33 | $765,000 | 859 psf | 9 |
| 34 to 36 | $810,500 | 920 psf | 8 |
| 37 to 39 | $735,000 | 850 psf | 6 |
| 40 to 42 | $824,000 | 934 psf | 2 |
Year by year
| 2017 | $682,500 | 717 psf | eight sales |
| 2018 | $690,000 | 781 psf | nine sales |
| 2019 | $680,000 | 778 psf | 11 sales |
| 2020 | $716,500 | 796 psf | two sales |
| 2021 | $720,000 | 786 psf | 15 sales |
| 2022 | $768,888 | 886 psf | 13 sales |
| 2023 | $779,000 | 929 psf | eight sales |
| 2024 | $826,500 | 1010 psf | six sales |
| 2025 | $990,000 | 1031 psf | nine sales |
| 2026 | $853,444 | 1043 psf | four sales |
85 transactions in all, from Jan 2017 to Oct 2026. The flat models recorded here are Model A.